90% of EU finance firms use AI. Only 9% feel ahead

90% of EU finance firms use AI, but only 9% feel ahead. Why the gap?

Simply adding AI doesn't guarantee better results.

Research from MIT shows human-AI teams often failed to outperform the top individual result (whether achieved by the human alone or the AI alone), especially in decision tasks.

Key Factors visualized in the resulting framework:

Creation tasks: Collaboration often boosts performance.

Decision tasks: Collaboration often performs worse than the best individual; relying solely on that top performer (Human or AI) is usually better.

The Takeaway: Stop uniform AI rollouts. Use a strategic framework:

Task Type: Creation or Decision?

Relative Performance: Who's currently better – Human or AI?

Apply AI where it truly adds value. Focus the debate on HOW and WHERE, not IF.

Before your next HR AI project, ask:

-Creation or decision task?-Who performs better now?

Nuanced application is key. What's your experience?